Plans

 
125 (Cafeteria). This type of plan allows employees to pay employee portion of medical insurance, group life contributions, 401(k) plan contributions, uncovered expenses, and child and dependent care expenses with pre-tax dollars.
    
Welfare Benefit and VEBAS. A Voluntary Employees' Beneficiary Association, also known as a "Section 501(c)(9) Plan," or "VEBA," is a plan under which employers may elect to provide current and future welfare benefits for employees and their beneficiaries through a welfare benefit fund which is allowed to accumulate tax-free.
    
Zermatt Life/Health Insurance Trust. The Zermatt Life/Health Insurance Trust is a multiple-employee group insurance trust that provides death benefits and health reimbursement benefits to employees of adopting employers.
    
Health Reimbursement Accounts. These accounts may be combined with high-deductible health plan to permit flexibility for employees and savings on health care for employers.

Deferred Compensation Plans.  Nonqualified deferred compensation plans permit compnanies to selectively provide retirement benefits for highly-compensated and key executives without IRS reporting requirements.  Executives can defer personal income taxes with great flexibility of investment options, retirement eligibility and payout methods, as permitted under IRS guidelines.